The most wonderful time of the year is nearly upon us, which means it’s time to start Christmas shopping for our nearest and dearest.
With shoppers buying Christmas gifts earlier than usual this year due to supply chain concerns, now is the perfect time to start ticking things off your shopping list.
We love the excitement of Christmas shopping during the festive season, but it can also be a stressful time for many – especially if you’re on a strict budget.
If you’ve got a list of gift ideas for your loved-ones but are unsure how you’re going to pay for them this side of Christmas, we’ve got the ultimate solution.
humm is a payment plan facility which will help you budget better when Christmas shopping this year.
A huge list of retailers have already partnered with humm, meaning you can buy gifts across a wide range of stores this festive season.
If there’s a tech-lover in your life, you can use humm to buy TVs, game consoles, laptops and so much more from the likes of D.I.D Electrical, Euronics, Harvey Norman, Compu B, and Electro City.
And if you’re shopping for kids this year, you’ll be delighted to know humm has partnered with a number of outlets that have the perfect presents for children.
Treat your kids to the ultimate play tower from Just Fun Playtowers, or else shop a range of amazing toys for boys and girls from Finnegan’s Corner or Toymaster Cavan.
Hoping to treat someone special to a nice piece of jewellery this Christmas? humm has also partnered with a long list of jewellers for those looking to splurge on some sparkle.
You can use their buy now, pay later solution in a number of popular stores – including Voltaire Diamonds, Castle Jewellers, Weir & Sons, and Fields, to name just a few.
If you’re shopping for someone who’s interiors mad, humm has partnered with a number of outlets who are known for their amazing homeware gifts too – including Homebase, The Range, Grove Home, and M Kelly Interiors.
Another great gift idea for Christmas is a brand new camera, whether you’re shopping for your parents or a friend who dabbles in photography.
Cameras are notoriously expensive, but with humm you can pay off the price in instalments from stores like Conns Cameras and Camera Centre.
Beauty products are a fail safe gift for any gal at Christmas, and you can use humm when shopping a number of popular beauty brands – including Tan Organic, Kash Beauty, Inglot, and Carter Beauty Cosmetics.
And if you’re on the hunt for the perfect present for the fashionista in your life, you can shop a number of great clothing stores with humm – including McElhinneys and Pamela Scott.
humm is the ultimate buy now, pay later solution – and they offer a range of payment plans to suit you.
The payment plan facility allows you to budget better by paying off items below €500 interest fee in 5 fortnightly instalments, or 3 monthly payments slices.
And if you’re looking to make a bigger purchase with humm, you can pay off items between €500 – €999.99 over 6 – 12 months.
Purchases over €1000 can be paid in instalments over 24 – 60 months, and certain retailers will even allow you to spend up to €30,000, and repay the amount over 6 years.
Check out humm‘s full list of retail partners here.
Fancy using humm to do your Christmas shopping on a budget? Simply complete an application online here, which will be assessed by their team.
If you’re approved for finance with humm, you can start making purchases in their multiple retail partner stores straight away.
Please note to be eligible for humm, you must meet the following criteria:
- Be at least 18 years of age
- Provide proof of PPS number & address
- Be an Irish citizen or permanent resident of Ireland
- Earn a minimum taxable income of €1,000 per month
- Have a current credit/debit card and a photo ID
- Have a good credit history
Find out more about how humm works via their website here.Â
